Elite Group Mortgage
Loan Options
Here at Elite Group Mortgage, we offer a wide variety of loan options to meet the unique needs of our customers. We understand selecting the right loan product can be overwhelming; however, our mortgage professionals will provide tailored advice to help you make the best decision for you and your family.
Adjustable-Rate
Best if you plan on selling or refinancing within a few years.
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Conventional Loan
Best if you have good credit and a larger down payment to possibly receive lower rates with more flexible terms.
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Jumbo Loan
Best if you are wanting to purchase a property above the conforming loan limits ($453,100 in most areas).
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FHA Loan
Best if you are a first-time homebuyer or have a limited amount of funds for a down payment.
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USDA/Rural Development
Best if you are wanting to purchase a home in USDA-designated rural areas.
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VA Loan
Best if you are active-duty military, a veteran, or a military spouse.
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Refinance
Best if you already own a home and want to restructure your mortgage to fit your current financial situation.
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Renovation
Best if you want to own or purchase a home that needs repairs or renovations.
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Reverse Mortgage
Best if you are 62 or better and want to turn your home equity into tax-free** cash without having to make monthly mortgage payments. (must continue to pay taxes and insurance and maintain the home)
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Down Payment Assistance (CHFA)
Best if you are a first-time home buyer financing your first mortgage
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Let’s find your dream home. Together
Elite Group Mortgage offers home purchase and refinances loans. We are headquartered in Grand Junction, Colorado. Elite Group Mortgage is dedicated to helping you achieve your home financing goals. Equal Housing Opportunity.
