Homeownership provides stability for you and your family in a way that renting cannot. You’re not subject to the whims of landlords or market fluctuations, and you know exactly what your housing costs will be from month to month. This gives you the financial security that can’t be found in other housing situations. When you own your home, you can make changes to suit your needs without worrying about breaking the rules. You also benefit from having a safe and secure place to call your own.

Savings Account

You’re investing in your future when you make a mortgage payment each month. These are savings that you can’t access with renting. This means that with each payment amount, you’re adding to your savings account as you build equity in your home. This provides a secure financial future that can be leveraged for other investments or opportunities. Even if the housing market fluctuates and there’s no appreciation, you’ll have built up equity and established a comfortable nest egg for yourself by the time you’ve paid off your loan.


Unlike other investments, real estate generally appreciates over time and is a good hedge against inflation. This means that when it comes time to sell your home, you could earn significantly more than what you paid for it in the first place. This makes homeownership a more attractive option than other investments, like stocks and bonds. It also gives you the potential to earn a nice profit when it comes time to move.


When you own a home, you’re part of the community in ways that may differ when renting. You have neighbors around you who care about your well-being. This feeling of belonging is something money can’t buy and is an added benefit of owning a home. It gives you a sense of pride, ownership, and accomplishment. When you own a home, you become part of a community that can provide companionship and support in times of need. You will be able to get to know your neighbors, form relationships with local businesses, and take advantage of the many services and amenities available in your area.



Elite Group Mortgage Expert

Current Savings

Get a $650 Lender Credit Today

We would love to give you a free financial review. We offer a $650 Lender credit to anyone who qualifies to complete this form. There is no commitment when you get Pre-Qualified, and we will need more information to pull credit when you are ready.

8 + 2 =

Other Blogs and FAQs

Want to Learn More?

Check out some of our other blogs and FAQ pages to get more knowledge from the Elite Group Mortgage Team.