What Are Property Taxes? Property owners will have to pay property taxes. Like other taxes, they are used by the government to cover the costs of infrastructure and services in a community. Property taxes are placed on the value of your home, land, or business...

What is the Difference? Both 15-year and 30-year fixed-rate loans allow the borrower to repay the loan steadily. Your total mortgage payment will consist of the principal and the interest payment plus insurance and taxes, which may vary slightly each year. As more of...

Mortgage Lender Near You - How To Apply For A Mortgage. At Elite Group Mortgage, We are the Mortgage Lender near you. This article will walk you through how to apply for a mortgage. We provide personal customer service, efficient processing, and competitive rates. We...

You are moving to Grand Junction? - Getting Pre-Qualified Before you move. If you have been considering moving to Grand Junction because you have heard it's known as the hub of Colorado's wine country. Or even read that the Western Slope offers river access, lakes,...

Understanding Mortgage Interest Rate  Understanding Mortgage Interest Rates in Grand Junction CO is simple. An interest rate is the price of money, and a home mortgage interest rate is the price of money loaned against the security of a specific home. The interest...

Stability Homeownership provides stability for you and your family in a way that renting cannot. You're not subject to the whims of landlords or market fluctuations, and you know exactly what your housing costs will be from month to month. This gives you the financial...

Types of Mortgage insurance Private Mortgage insurance (PMI) Private mortgage insurance is provided by a private company rather than the government. This type of insurance is typically required if you are putting less than 20% down on your home. When you get private...